Environmental liability insurance (UHV) is a supplement to business liability insurance to insure liability claims for damage caused by environmental impacts.
The environmental liability insurance is divided into 2 variants:
The basic environmental liability insurance covers damage caused by environmental impacts that do not originate from environmentally relevant facilities (e.g. water treatment facilities, chemical production facilities, filter facilities, storage facilities for substances and the like) or from activities at such facilities.
In addition, the so-called risk of recourse due to damage caused by environmental effects resulting from production, storage, delivery, planning or assembly (environmental liability recourse / liability).